Would your rehab trigger the 50% rule?
In a FEMA flood zone, a rehab over half the structure's appraised value forces full flood-code compliance — usually elevation. We run the ratio before you make the offer.
Flip underwriting · Florida
The Florida underwriter for house flips.
ARV, rehab and profit like the national tools — plus the four Florida checks that kill deals after closing: the FEMA 50% rule, insurability, tax reset, permits & liens.
$19.99 per report. Hillsborough County first. Pinellas next.
Will your end buyer be able to insure it?
Roof age and a 4-point inspection decide whether a Florida carrier will bind. We flag the roof, price the replacement, and put the premium in your holding cost.
What happens to the taxes when it sells?
Save Our Homes resets on sale, and CDD and HOA assessments don't show up in national tools. We show the buyer's real tax bill against your ARV.
One report. Everything that matters.
- Florida Gate — four PASS / CAUTION / FAIL verdicts with the numbers behind each one.
- Underwriting — ARV from closed comps, tiered rehab, holding and selling costs, max offer at 20% ROI.
- Plain-English memo — what to do, the biggest risk, and the line where you walk away.
- Audit trail — every figure traces to a public record or a stated assumption.